🖼️ Where Kids Create, Earn & Build Their Financial Future 🌱
Kids sell their art online. Earnings fund a Roth IRA — tax-free wealth that grows until retirement. Start at age 8, retire a millionaire. 🏝️
Four simple steps from first drawing to first investment! 🎉
Parents sign up, create sub-accounts for each child, and set savings goals. COPPA-compliant and fully secure.
Children upload drawings, paintings, or digital art. Each piece gets a unique shareable link like art4ira.com/art/a3f7c9
Kids share their link with grandparents, family & friends. Anyone can tip or purchase art — no account needed!
Each quarter, earned income flows into a custodial Roth IRA. Tax-free growth until retirement age 59½.
Track each child's earnings, art gallery, IRA contributions, and growth projections all in one cozy spot.
Every artwork gets a private, shareable URL. No login needed for grandma to send a tip — just click and pay!
Credit card tips post instantly. ACH bank transfers are marked pending until confirmed. Zero friction for gifters.
Auto-generated 1099-NEC forms at tax time. Digital access free, paper copies just $4.99/year.
Art 4 IRA works alongside the new Trump Account — children can contribute to BOTH simultaneously!
AES-256 encrypted SSN storage, SOC 2 Type II target, and PCI compliance through Stripe. Your family is safe.
My daughter is 9 and she's already made $340 from her watercolor paintings! She keeps checking her IRA balance and asking about compound interest. Best parenting win ever.
I sent my grandson's art link to the whole family at Thanksgiving. By Monday morning he had $220 in tips! He's 7 and now talks about his "retirement fund." Adorable and brilliant.
As a CPA I was skeptical, but the IRS docs are legit. The earned income requirement is satisfied by their art tips. My twins now have funded Roths at age 11. The tax-free growth is real.
My son was upset about bedtime but now he's excited to "work" on his art before bed so he can make money. The app makes it feel like a game. His IRA is at $800 after 4 months!
We use Art 4 IRA alongside the new Trump Account for our kids. Having both going at once is incredible — different tax treatments working together. Setup was 15 minutes. Worth every second.
My niece got $180 in tips from our family reunion just by sharing her painting link. She cried happy tears when we told her it went into her retirement account. Life-changing stuff.
We only make money when your kids do! Our small fee comes off the top of each transaction.
per transaction
to join
per year (optional)
No credit card required · Takes 5 minutes · COPPA Compliant