Art4IRA helps young artists (ages 6–17) sell digital art online, earn real income, and turn those earnings into a tax-advantaged Roth IRA — guided by parents, every step of the way.
Set up a custodial profile in minutes. Add your kids, approve artwork before it goes live, and stay in control of every setting.
Every artist gets their own page at gallery.art4ira.com/their-name — shareable with anyone. Each piece has its own link perfect for posting on social media or sending to grandma.
Anyone can leave a tip (they choose the amount) or purchase a digital license for a piece they love — no account needed. We handle Stripe payments and email the receipt automatically.
At year-end, we issue tax statements so eligible earnings can fund a custodial Roth IRA. Hello, compound interest!
Every sale is tracked and summarized in clean end-of-year tax statements — the paperwork needed to qualify for a Roth contribution.
You approve every listing before it goes live, manage payouts, and control every sharing setting. Kids' real names and personal info are never public — just their art and their chosen artist handle.
See how tiny contributions today could grow into six figures by retirement. (Try the calculator below!)
Every artist gets their own gallery URL, shareable links per artwork, fun badges, and milestone celebrations for their first sale, first $100, and beyond. Kids can log in to manage their own art too.
Visitors tip any amount they like, or purchase a digital license with a unique key emailed on receipt. Stripe handles credit card and ACH — buyers never need to create an account.
Payment processing, receipts, webhook confirmations, annual statements — all included. You focus on the cheering-on part.
Slide to see how a little art money today could become a lot of retirement money tomorrow.
Projections assume monthly contributions compounded monthly, reinvested until age 65. This is an illustration — not financial advice. Actual returns vary.
"My 9-year-old has sold over $600 in pixel art in six months. She checks her dashboard more than I check my 401(k). The Roth contribution at tax time was a no-brainer."
"I drew a cat with sunglasses and someone actually bought it?! My dad says this will buy me a house when I'm old. I made 3 more cats."
"As a CPA and a dad, this is the platform I wish existed when my older kids were young. The reporting is clean, the controls are sensible, and the Roth education is genuinely excellent."
"The share links made it so easy to show grandma my art gallery. She bought five pieces. Now she tells all her friends."
"We turned my son's iPad habit into his first $1,200 of earned income — and his first Roth IRA. I still can't believe how simple this was."
"The parent resources on custodial Roth rules saved me three hours of Googling. Beautiful product, thoughtful team."
Everything you need to know about opening, funding, and maximizing a Roth IRA for your child.
Read the guide →A plain-English walkthrough of what counts as earned income and what paperwork you'll need at tax time.
Read the guide →A fun, illustrated explainer for kids on why starting early is basically a superpower. 🦸
Read the guide →From our top young sellers: what to post, how to share it, and how to turn one fan into ten.
Read the guide →Yes — there's no minimum age. A child just needs earned income (money from work, including self-employment like selling art). They can contribute up to that earned amount, up to the annual IRS limit. Art4IRA provides the tax statement you'll need as documentation.
Your child owns their art. Earnings are held in a custodial account that you manage until they reach the age of majority in your state. You approve withdrawals and Roth contributions.
Free to sign up. We take a small platform fee per sale that covers payment processing, hosting, and tax reporting. No monthly fees, no subscription. Full details are shown before any sale.
Absolutely. Kids never share real names, ages, or locations publicly — only their chosen artist handle and art. We are COPPA-compliant and parents control every sharing setting.
We partner with leading custodial IRA providers and provide direct setup links when your child has qualifying income. You can also use any provider you prefer — we just supply the documentation.
Visitors browse an artist's gallery at gallery.art4ira.com and can leave a tip (any amount they choose) or buy a digital license for a specific piece. Payment is handled by Stripe — credit card and bank transfer both accepted. The buyer gets an email receipt immediately. No account required to buy.
No problem — the account stays free, and the gallery is a great portfolio either way. Share links make it easy to show off art on social media or to family and friends — sometimes that first fan is someone who already loves your kid.
Free to start. Two minutes to set up. A lifetime of compounding.